Barclay’s PPI Claim Taxation Calculations Might Be Wrong

According to former Team Leader of Barclay’s Financial Reconciliations department Chris Boyle, Barclays’ taxation on interest regarding PPI claims may not be accurate because other departments deliberately erred the numbers with too many exceptions. Boyle told senior officials about the problem through a letter upon his resignation, which had Barclays launch an investigation regarding the possible problem.

According to Chris Boyle, the different departments of Barclays were impartial to their employees. As a contractor working in financial reconciliations, he and his team had to process several items that was beyond their capability, which may lead to error.

PPI is the UK’s biggest financial scandal. Millions of people are trying to claim PPI compensation from their banks. Barclays currently has the highest number of complaints in general insurance including PPI. The numbers that Boyle and his team had to handle, with deliberate errors in calculations, he took as a sign of “bullying.”

In an official statement, Barclays said that the company does not tolerate bullying, and that the entire issue may have been resolved if Boyle came forward as soon as he could. He only told about the issue as he was about to resign. However, they are taking the matter very seriously and are trying to fix the taxation problems with consumer PPI recompense.

Posted in Finance. Tagged with , , , .

Always Have A Back Up Plan

It only takes a minute detail to shatter every part of your well-made plan and destroy what you hoped to achieve in the first place. A back-up plan is important because it helps you instantly recover from a failure. When making a plan, knowing it can fail is an essential part of planning.

Improvisation is a skill learned not through academic or theoretical education, but through experience. Life is about failing and coming back up to build yourself. It is when you can measure the depth of the pit that you know where you are falling and where you could use tools to stop your fall short.

A back-up plan can be something pre-planned or just a natural reaction to a situation, calling on all your mental facilities to be resourceful, quick and capable. Of course, you may not spare yourself some dangers and ensure yourself of any positive result, but your efforts will make you see where you lacked and what you can do about it.

A pre-planned back up is more of anticipation rather than an actual plan. It is having the necessary tools on standby in case something happens. A stage play will have more than one set of lights because it is possible some of these lights may go haywire and a replacement will be needed.

So, do not be afraid to make mistakes because it will help you develop your abilities in improvisation, and it is highly important in today’s professional world to be adaptable.

Posted in Personal Development. Tagged with , , , .

Life’s Unfair, Deal With It

We all have rough days on the job regardless of how much you love doing your job. There will always be superiors or other employees who would irritate you. There will always be people who would spread rumours about you. You might not even get your salary on time. However, if you really want to grow as a person, thinking that life’s unfair can definitely help you toughen up.

Life’s unfair because life never had a standard of fairness in the first place. Laws and governments could only try to limit the capabilities of people and put them in an ethical position, but in the end, someone can still find a loophole to exploit other people. Exploitation is something immense, especially when you realize a company is paying less taxes than your company.

Life’s unfair because not everyone has an equal chance for success in both career and love. However, someone who looks at the unfairness as a challenge instead of an obstacle, may find success. I’ve found myself working and satisfied as a junior clerk in my work, only to find some rare occasions, such as a senior quitting his work, to have me in his place instead. You may call this luck, but when you feel satisfaction, even if forced, time passes quicker and you can see a change in opportunity that you will still continue to deny.

Philosophers have only said that the person who finally accepts he is imprisoned is the only one who finds the exit. Indeed this is true, because there are many exits in a prison, not just the door right in front of you.

Posted in Personal Development. Tagged with , .

Forming a Better You In 2014

Ideals aside, being a good person to yourself and then to other people is the most important part of living. This new year brings everyone a chance at redemption for previous faults and shortcomings. Every person has some faults that need resolution, and here are a few things you could do for yourself.

1. Accept That You Will Break Your Resolutions
Cynicism is different from realism because you admit evidence in realism first before your criticize it. If you accept that you can possibly break your resolutions, then you will be better at accepting your own faults. You will then discover your weaknesses and find ways to improve such weaknesses to your advantages without being discouraged.

2. Struggle
The struggle is similar to a fire to a diamond, or to the breaking of a butterfly’s cocoon. It takes force and strength to develop yourself and meet your own expectations. Any form of struggle and challenge is time consuming and it is in the process that one needs to find happiness, not in the results.

3. Believe in Yourself
Even if you failed in something the previous years, which ended up in hurling fault and dismay to other people, always believe in yourself. The people you failed in the past have likely forgiven you and it is time that you forgave yourself. When you forgive yourself, you learn to set the goals you need to become a better person.

Posted in Personal Development. Tagged with , , .

The Fourth Wave of Feminism is One Of Double Standards

According to Author Richard Godwin, Christmas is a season of feministic proportions despite the heavy-handed news of increasing domestic violence in most western homes this season. While many knowledgeable people understand the value of feminism and of global issues surrounding the equality of men and women in opportunity and lifestyle, many women are still in the dark and do not care at all about the equal rights of women in the different areas of the world.

Godwin’s satirical article, which is humorous as it presents a focal point in today’s popular culture, shows how double standards are actually dominating the society of men and women today. While it is true that the quality of life for women had increased to a more positive manner, many still restrain themselves to feeling their own importance. Whereas men only realize their importance through their profession, women tend to want the attention of men while at the same time being critical about their lack of outlook about the needs of women.

It is true that women may not be as straightforward as men, but to get on equal footing, women must also give men leeway about what they think of women. As men may think of women as sexual objects, women can do so, but they still retain a pride of demure that stops them from doing so.

Equal rights, and feminism, is not all about how special the woman is, but of fairness for both sides, including men.

 

Posted in Discourse. Tagged with , , .

Miley Cyrus Claims She’s a Feminist

Miley Cyrus said that she is one of the biggest feminists in the world in an interview. She also discussed her role and image in modern feminism as her shocking stage persona and music videos come off as raunchy and hypersexed to the general public.

She said that she feels like she’s one of the biggest feminists in the world because her image and videos tell the women in the world they do not need to fear scrutiny and be proud of one’s self. She said that she’s not doing it because she’s a feminist, but she wants people to not care about what other people think about what they do with their lives or what they want to look like.

Miley said that she’s a feminist in a way that she empowers women. However, not everyone agrees. According to Sociologist Catherine Hakim, there’s no contradiction about being a feminist and being comfortable in showing one’s feminism. She said Miley uses the raunchy style to please new fans and increase her fan base. She is indeed doing what she wants to do, but she is never the image of a feminist.

It is never new news that women in media will use the word feminism in accordance to hypersexuality in media, which contributes to the negative value associated with the term in many cultures.

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Femen Declares Opposition Against Marine Le Pen

National Front far-right leader Marine Le Pen is the new target of “sextremist” group Femen. The topless protesters emerged from the crowd greeting Le Pen in Fougeres town market. One of the protesters came inches away from Marine Le Pen, who was shocked and amused at the same time seeing the protester with the words “Marine, Repent” written across their torsos.

Marine Le Pen’s National Front Party is gaining public recognition. The party is well known for working to impose harsher anti-immigrant laws that they said would protect France effectively. However, Femen views her as “promoting fascism”.

On Femen’s official Twitter account, the group said that Marine should stop and join the group in the right path towards feminism and not fascism.

Recent polls show that the National Front party has a guaranteed 24% of the French population intending to vote them in the European elections.

Many view Femen’s methods as “hostile” and ineffective. According to some observers, Femen’s intentions, while clear-cut for the well-being of women and equality of genders, will not be achieved if they keep making gender a big issue.

Other groups said that Femens’ activities are quite effective in raising public awareness about issues, which they can review for themselves and see if what they are doing is correct.

Posted in News. Tagged with , , .

UK Online Pornography Censorhip: Suppression of Expression or a Feminist Move?

It became recent news that British Prime Minister David Cameron will be working with Internet companies Google, Yahoo and Bing and British internet providers to block pornographic content from British networks. The industry that objectifies women may see some lack of activity once this is implemented, but is this a move for feminism or a move to suppress freedom of expression?

Cameron said that he intends to block out pornography that involves underage children and pedophilia. However, because of the broad definition of pornography, which also uses models above the legal age, it might also block some beneficial media, such as sexual education guides and online orientation courses.

Censorship had always affected the performing arts regardless of the genre. Cameron’s move might root from his conservative principles, but it might also protect the children.

Families will be given a notice from their Internet providers regarding the blocking of pornographic websites. Still, given the right to decide, this can lead to the blocking of content that is not as pornographic or content that uses pornography as an art style, particularly erotica and explicit expression.

The debate remains whether the blockage of pornography is a rightful way to finally end the spread of pedophilia online and offline.

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Is Miley Cyrus The New Face of Feminism?

The 2013 VMA Awards is a programme watched by many music and movie fans at home and in-theatre. A number of acts dazzled the audiences, but one notable performance was the raunchy and sex-suggestive overtones of Miley Cyrus’ performance. The Disney sweetheart kept at it at trying to kill her “sweet 16” image at her age of 20. The VMA performance however, gave her something else.

Feminists are actually raining hell on Miley’s Sunday performance aside from the parents who had to “cover their children’s eyes” to avoid the suggestive tone of her performance. However, it became clear that Miley is the reflection of the modern educated and feministic woman who is independent. Maybe she became too independent that she could shame and exploit herself without the need of men.

Modern feminism is founded on independence, understanding one’s self-image, finding one’s self in this image and defending it against all discrimination. Miley Cyrus definitely followed all these principles. However, her self-image, even as an art expression, does not defend effectively against accusations of “trying too hard”.

Her self-image calls a strong, disturbing message that looking “over-sexed” is the way to call attention and respect from other sexes and your peers.

The CEO of the Concerned Women for America, Penny Young, a feminist herself, said in a statement that Miley’s performance was indeed the epitome of the modern feminist.

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The Four Issues Modern Feminism Faces

Like all ideals, feminism has its own problems. Ideals and principles have their own flaws and as they evolve, they branch out to new ones that need weeding out. Here are four issues that modern feminism faces today.

1. Labour
Early feminism rose during the industrial age where women fought to have jobs and benefits similar to men. They also wanted education and the capability to vote the leaders of their country. Today, labour is still the biggest issue in the feminist world. Around 3:5 women complain about doing more housework than their male counterparts. A probable proposal for paternity leave, equal pay and childcare should help set things right in this arena.

2. Media
The centralised media does not help one bit change the image of women with its own plethora of stereotypes. Sexism is still rich in today’s commercials, game shows and even videogames. The stereotypical appearance of scantily-clad women make it more painful every day for a woman to look at herself.

3. Career Discrimination
Today, world governments have a fraction of 1/6 politicians being female. Only a handful of females take the top spot of government positions, signifying a lack of representation for women in different departments.

4. Violence
Probably the biggest issue of modern feminism is tradition vs. the ideal. In many countries, namely in the Middle East, sexism and domestic violence are quite plenty. Hundreds of rape and abuse cases are reported in India alone. The western world is not spared; dozens of housewives suffer secretly against their husband’s wrath.

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